It is true that making BSNL online paymentcould not have got easier than this. We all are aware of how online payments have made our life easy and comfortable; how we love the convenience factor; how we adore the fact that online ecommerce portals, resellers like Paytm, Phonepay and Mobiquick, and even the service provider’s themselves pamper the end-users, subscribers and customers with freebies, value add-ons, etc.
But behind the scene, all merchants facilitating online payments and purchases need to take steps to make sure that their sites as well as their customers are not targeted by criminal minded people who are scrupulously looking at hacking data and information for their own personal use. Reputed companies like BSNL and resellers that enable BSNL online payment need to invest a lot of their time and money into making transactions smooth and secure.
Few of the ways that merchants globally are handling the issue of security on the internet are:-
- Secure sockets layer (SSL) –it is a layer of security that is applied at the level that is just below the web server. It can be applied to HTTP as well as TCP/IP protocols. There are features of authentication, encryption as well as verification of data. However, SSL does not have a very strong algorithm for encryption.
- Firewall –these are the hardware or can say software solutions that do not permit unauthorized users belonging to unsecured networks to enter a private network. The reason behind using firewalls is to protect private information.
- E-wallet payment system – most of the ecommerce sites today, majorly reseller sites accept payments via the virtual wallet. For example, if a subscriber of BSNL wants to make BSNL online payment, he can do so at one of the reseller site or App using the virtual wallet of the particular party. This method of payment also referred to as electronic cashwhich is safe because during the transaction customer is required to enter or provide details pertaining to his credit or debit card or bank account details. Since the e-wallet is linked with the bank account of the user, he can deposit money into it at anytime he wants to. As long as the wallet has sufficient balance the user can use it for making online purchases and payments.
- Secured hypertext transaction protocol (S-HTTP) –other than authentication of user and encrypting information, this layer has additional security feature in the form of digital signature. The transaction cannot proceed further if the signature match is not established.
While reputed merchants like BSNL enable their customers to process BSNL online payments without any concern to security issues, customers too need to take adequate measures so that their personal and banking information can’t become easy target for online hackers. Little and small things on the part of the customer like using private secured networks rather than public networks or using personal computers rather than public ones for making financial transactions can help the entire system fight such criminal minded people.